"It's Just A Little Too Late, A Little Too Wrong, and I Can't Wait...Boy, You Know The Right Things To Say (you know it's just a little too late)..."

I received a $300 check in the mail from an insurance company.
SWEET! FREE MONEY!

um wait (says the voice in the back of my head)...money isn't free...where did it come from?
The fine print read the name of an insurance agent I had the following conversation with last week:

Meg: Hello?

Insurance Guy: Yes I've just received a claim from a Ross____ about damage to your property. Can you verify that damage has been done?

Meg: Sure

Guy: What is the damage and how did it happen?

Meg: Um...my neighbor shot my back window out with a BB gun. It was an accident.

Guy: OH {laughs} he told me a rock flew off his lawnmower.

oops.

Meg: Hmmm...yeah he's a nice guy, soooo...sure. Yeah, a rock from the lawnmower that sounds good.

DING DONG!!!

Meg: Can you hold on for a second, there is someone at my front door...

Ross: Hiya Babe

Meg: Hey Ross, I'm on the phone, can I come by when I'm through

Ross: Oh DEAR...is that my insurance guy?! I came over to tell you he might be calling you soon. I want to get that window fixed for you asap.

Meg: yes this is him, I'll call you when we're through

Ross: {trys to whisper, but is actually speaking LOUDER than he was before, only now he has a hand cupped to the side of his mouth and is crouched forward} I TOLD THE GUY THAT IT WAS A ROCK FROM MY LAWNMOWER. {smiles} HE MIGHT ASK-----

uhhhhh a little late for that one, Ross.

Meg---it's fine, Ross, no problem... um, I'll call you when we're done.

Ross: ByeBye dear

Meg: (to insurance guy waiting on the line) Okay, sorry. I'm back.

Guy: (laughing) Was that Ross? Was he trying to whisper? That is the funniest thing I have ever heard.

Meg: so you heard that huh?

Guy: go over and have a laugh with Ross and let him know your window is still covered either way, but I have to report what you told me, now that I know the real cause. See if you can take that BB gun away while you're at it, unless you're in the market for another window replacement.

When I told Ross he was a little late in getting "his story" to me, he laughed, "I didn't care so much about the coverage, I just didn't want the insurance man to know what a damn fool I am!"

At least he admits it was stupid.
The new window should be ready to install by Wednesday (finally!)
(Ross better hope that window really costs less than $300, or I'll have to call his insurance guy back)